Receiving Social Security payments is a significant event for many beneficiaries who depend on these funds to meet their monthly expenses. When there’s a shift in the payment schedule, it’s crucial for recipients to be informed so they can manage their budget without surprises.
Recently, the Social Security Administration (SSA) announced a major change affecting some beneficiaries in November. If you qualify for the Supplemental Security Income (SSI) program, you’re in for an unusual situation this month.
Double SSI Payments
For SSI beneficiaries, there will be two payments in November due to a scheduling adjustment. This is because December 1st falls on a Sunday, so the SSA is moving that payment to Friday, November 29th. That means SSI recipients will receive their regular payment on November 1st and an additional payment on November 29th to account for the missed December 1st payment.
Here’s a breakdown of the upcoming payment dates:
| Month | Regular SSI Payment | Advanced Payment |
|---|---|---|
| August | August 1st | August 30th (for September 1st) |
| September | – | – |
| October | October 1st | – |
| November | November 1st | November 29th (for December 1st) |
| December | – | December 31st (for January 1st) |
As a result, SSI beneficiaries will receive double payments in November, leading to a substantial increase in income for the month. Typically, SSI recipients receive an average monthly payment of $698.
In November, with the two payments, they will receive an average of $1,396. Individuals may receive up to $1,886, while couples can get as much as $2,830. Additionally, those who qualify under the essential person (EP) criteria can receive an extra $472, bringing their total November benefits to $944.
SSI Eligibility
If you’re wondering whether you qualify for SSI payments, there are several criteria to meet. To be eligible for the SSI program, you must have limited income and resources. Here’s a summary of the key requirements:
- Income Limits: Individuals can earn up to $1,971 per month, while couples have a higher income threshold. Parents applying for their children may also have a higher income limit.
- Resource Limits: The value of your resources (bank accounts, vehicles, etc.) must not exceed $2,000 for individuals or $3,000 for couples. Parents applying for a child can have an additional $2,000.
- Disability Criteria: If you’re under 65, you must have a qualifying disability that either lasts for a year, is expected to result in death, or severely limits your ability to perform daily activities. You must also earn less than $1,550 per month when you apply.
- Noncitizen Eligibility: Noncitizens can qualify for SSI if they meet certain conditions, such as being in a qualified alien category and falling under specific scenarios outlined by the Department of Homeland Security (DHS). For instance, individuals who have been Lawfully Admitted for Permanent Residence (LAPR), have conditional entry, or have been paroled into the U.S. for at least one year may be eligible.
Maximizing Your Payments
If you’re an SSI recipient or planning to apply, it’s essential to understand how payment scheduling changes can impact your budget. This November’s double payment is a good opportunity to catch up on expenses or save for future needs, but it’s important to remember that this is an advance on December’s payment, not a bonus. Be sure to plan accordingly.
For more detailed information about your payments, it’s always a good idea to check your My Social Security Account or reach out to customer service for clarification on specific questions about your benefits.
If You Miss Payment
If you’re unsure whether you qualify for the double payment or have any concerns about missing out, don’t hesitate to contact the SSA. Whether you’re receiving individual payments, filing as a couple, or receiving additional essential person payments, knowing your payment details ahead of time will help you better manage your finances.
Staying informed about any changes to the payment schedule is key to avoiding financial surprises. The SSA makes these changes to ensure you receive your payments in a timely manner, even if a regular payment date falls on a weekend or holiday.
FAQs
Why are there two SSI payments in November?
Because December 1st falls on a Sunday, the payment is moved to November 29th.
Will SSI recipients get double payments every year?
No, this happens only when the first of the month falls on a weekend or holiday.
How much will I receive in November 2024 if I get SSI?
The average SSI recipient will receive $1,396 for the month, with two payments.
Can noncitizens qualify for SSI benefits?
Yes, noncitizens can qualify if they meet specific legal requirements.
What’s the maximum income to qualify for SSI?
Individuals must earn less than $1,971 monthly; couples have a higher limit.
